Need help with some information regarding a payday loan?
royal1 asked:
I took out a $2300 payday loan about a year ago and I have been paying $215/month service fee and I am no longer able to pay the service fee. I stopped paying the service fee approximately 2 months ago and needless to say they are calling me endlessly. I know it was stupid but I really needed the money at the time. As you can see I have paid $2150 in service fee and still owe the original loan for $2300. My question is what happenns if I cant or dont want to pay any further. Can they garnish my paycheck, etc??
Solve your money worries and apply for a payday loan today
Filed Under Credit | 7 Comments
How do you get a LOAN with NO CREDIT?
pillsbury09mn asked:
I am 18, need a loan, and have NO credit…
Does anyone have any ideas on how I might go about finding a service that would allow this?
I have called several loan institutions, however none allow this.
The “payday loan” places don’t check credit, but the amounts they loan are pathetic ( >500 ) .
Thanks!!
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Filed Under Personal Finance | 8 Comments
Internet Scams?
Nubian King asked:
Internet Scams?????????????????????
With the rise of the internet that has been a rise in internet scams. Sites like Craig’s List and other sites offer payday loans and other services to people across the globe. My question is, if a person receives what they think is a legitimate service (check, payday loan, cash advance, etc..) through a service over the internet and cash the check or receive the service and it turns out to be a fraudulent check who is held accountable. I am sure the receiver would be financially responsible to an extent, but are they criminally responsible? For instance if a person got a payday loan on the internet or through some service and cashed it, and received money and later the check was found to be a fake would the person who cashed it be guilty of uttering and publishing, or are they a victim too? I have always wondered about this. Another scenario that I can think of that is on this basis is if a person is working for a person or business and the business owner provided the employee with a fraudulent check who is the guilty party? Basically, if an unsupecting person is given compensation for work done or for a loan of some sort by a shady person, is the person who cashed the check guilty of fraud or whatever crime it would be? I read and hear about these things all the time in the news so I am wondering how guilt or innoncence is proven in these cases. It seems that many people could be taken advantage of and end up in jail, or do DA;a and LEO’s go for the person who is providing the fraudelent service?
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Filed Under Law & Ethics | 2 Comments
question about payday loans?
shahlavegas asked:
I have direct deposit to a savings account of $1100, what’s a good service i can use online? i know most want a checking account, what is a lender that works with savings accounts and has phone support?
Filed Under Credit | 2 Comments
I’ve done my research on payday loans and have decided I need one. How do I find a pay day center near me?
John G asked:
I’m not sure I want to do one of those online applications. I’d rather go to a store where I can go over rates, services, etc and where I can go repay the loan without worrying about online fees or the payment never getting to the place.
Filed Under Personal Finance | 8 Comments
where to get a loan or credit card with real bad credit ?
country_girl asked:
I live in Ny state and have been out of work for awhile (returning next week). MY bills have fallen behind and the holidays are comming up real fast. I have looked and looked and looked on the internet with no luck.
I cant even be approved for a payday loan ! Does anyone know where a person can go to get a loan or credit card when you have real bad credit ?? I tried social service and they are only willing to give me $24 a month which doesnt cover my utillities or other bills….
Filed Under Credit | 6 Comments
has anyone ever heard of icon resources or prepaid hair care services?
TARA asked:
This is something like a payday loan place in Houston, TX
Filed Under Corporations | 1 Comment
What type of jobs are available for people who have a high school diploma?
Sarah B asked:
I plan on going back to school in Janurary but I have had terrible luck looking for a job and I am a single mother of a 2 year old and I was wondering what types of jobs are available to me.. I have 3 years customer service and 3 months of Store Management experiance at a payday loan store but no one seems to be hiring… 
Filed Under Personal Finance | 5 Comments
Real help from real people?
Charles - Texas asked:
Is there any entity that exists in the USA that believes in honor, dignity, and service to country? This comes from a simple man who is in need of temporary financial assistance. No, I am not in need of a legal assistance fund such as one of our previous Presidents was. I do not have any credit cards; have stayed away from that. I hold a National Security Clearance. I continue to uphold the highest standards of conduct. I will repay every cent. I am not looking for a handout. I am retired military who, since retirement, has been working side by side with my military comrades. I was divorced upon returning from Afghanistan. I will be returning to the Mid East Region this May time frame.
I have tried obtaining loans to hold me until I redeploy, to no avail. I have paid every cent I have ever borrowed. This time, as a single man, I have managed to keep myself relatively debt free. Just small loans to keep me going until I am re-employed. Now, I find myself at wits end. I really do not want to obtain a “payday loan”, that will only lend itself to the short term, in addition to super high interest.
I am a man of honor and dignity,
I will pay my just debt.
I can easily verify my authenticity.
Charles
Filed Under Credit | 1 Comment
need help my friends.did what we advise others not to do.payday loans.a no.no?
Funnygirl asked:
hey my friends..got into a hole (just like quick sand) tried to climb out..just kept sinking..NOW WHAT?..need some help, have robbed peter to pay paul..direct deposit, so that leaves either overdrawn or 0 balance..tried calling my debitors (yeah right) the money keeps coming out i’m overdrawn every payday..NO MONEY.exhausted allmy avenues with family and friends, no help with social services,(i work everday) don’t make alot of money but i work (1200.00-1400.00mthly).now facing the chance of eviction, believe me when i say churches in michigan don’t give a care..they don’t..have called, e-mailed churches in my local area no returned calls even tried good samaritians, no call no response.catholic charity.(no response) this has gone on for three weeks (3) at my wits end..don’t no where to turn..i am soooooooo depressed, weekends off i stay in bed machine pick up my calls (know this is not a good thing) been hospitalized for depression 2x don’t want a handout just need help..pleas advise.
Filed Under Personal Finance | 4 Comments
Can anyone recommend a reputable, legit PayDay Loan site?
Janet M asked:
I know PayDay loans are bad, they have high loan fees etc, but thing is we have no where else to turn right now because my husband lost his job over a month ago and hasn’t been able to find a new one and I just got hired a week ago. I have a guaranteed paycheck coming in on the 16th, thing is we have many bills due before then and some can’t wait. We already asked family for loan last month, when hubby first got fired so we can’t ask them for more. They payday loan would help so that services don’t get turned off for not paying on time which would help us avoid the huge reconnection fees. Please, anyone who’s had good experience with a PayDay loan company, please let me know. Also, we live in a small town, so no PayDay loan companies around here. Nearest one is a little over an hour away which is why I’d like to try an online one. Thanks in advance.
Filed Under Personal Finance | 6 Comments
!NEED LEGAL ADVICE ASAP?
jnxmommy asked:
STOP WAGE ASSIGNMENT?
I had a loan through a payday service, tried to get something worked out to pay the thing off, with no success, they sent in a wage assignment to my employer. They have yet to send me anything regarding this and i’ve found on the internet that i could revoke this at any time. So i typed up a letter to the PD loan place and to my employer stating that i revoke the garnishment, my employer has yet to receive anything and said that it may end up costing me more because the loan place could take me to court for this? IS THIS TRUE?? AND WHAT ELSE CAN I DO TO STOP THIS?
Filed Under Personal Finance | 3 Comments
I have $950 in payday loans and $900 in credit card debt/would like to roll into one loan with lower pmt?
Vanessa B asked:
Have not so good credit, but have a good job and can make payments It is just that the payday loans in particular are costing a lot in service charges, and I’m struggling to keep up
Filed Under Credit | 3 Comments
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